For more than 25 years we have patiently and successfully advised our valued customers on the most appropriate retirement solutions to protect their most valuable assets, no matter their size or complexity.
We know from experience that pension administration can be quite complex. That is why our team of professionals will work with you and your advisor to develop a customised solution that is right for your plan, your organisation and your participants.

This allows you to make the most of the following benefits:
	Flexibility - to customise your retirement offerings, so it is ideally suited to your organisation, your participants and your future.
	Real long-term value thanks to best-in-class investment approach.
	Personalised education and communication
	Comprehensive advisory services
	Risk management
	Secure Retirement

Rationale for retirement funding

	The Employment Rights Act 2008 requires employers to pay a gratuity at retirement for their employees based on their last salary and number of years of service. Cim Life’s professional team helps to build the capital required to fund this gratuity at retirement.
	The National Pension Scheme provides pension on a salary ceiling of Rs 10,095 at July 2009. Employees drawing a salary above the NPS ceiling will be better provided for by an Occupational Pension Scheme.